We lend across all major property types.

Whether your client owns residential, commercial, industrial, or retail property, Vía Capital can provide first or second mortgage finance. Here's what we do for each asset class.

Residential property - modern Australian home

Residential

Houses, townhouses, units, and apartments. This is our highest-volume asset class. We lend across metro, regional, and destinational residential markets.

First MortgageSecond Mortgage
Commercial office buildings in an Australian CBD

Commercial

Offices, medical suites, mixed-use buildings, and strata commercial. We take a commercial view on complex tenancy profiles, short WALEs, and related-party leases.

First MortgageSecond Mortgage

2nd Mortgage Products

Industrial warehouse and logistics facility

Industrial

Warehouses, logistics facilities, light manufacturing, and storage. Industrial is one of Australia's strongest-performing asset classes - we reflect this in our LVR parameters.

First MortgageSecond Mortgage

1st Mortgage Products

2nd Mortgage Products

Industrial assets are assessed under our commercial property product. Submit your deal and we'll structure it appropriately.

Retail strip and shopping centre

Retail

Strip retail, neighbourhood centres, standalone shops, food & beverage, childcare, and medical retail. We assess each asset on location and lease structure rather than applying blanket exclusions.

First MortgageSecond Mortgage

1st Mortgage Products

2nd Mortgage Products

Retail assets are assessed under our commercial property product. Submit your deal and we'll structure it appropriately.

Not sure which product fits your client's deal?

Private credit deals rarely fit a single box. Submit the scenario and we'll tell you how we'd approach it and what product or combination of products applies.